Stress Management - 3995 Words

TOPIC AT A GLANCE Topic Name: Managing Stress at Work Managing an over worked and stressed human resource have become a challenging and ever difficult task for today s managers. With a view to utilize the available human resource thus minimizing costs and maximizing profits, today both managers and their subordinates have to coop with work related stress. This stress if it goes to certain extent without being controlled can affect the person s family/social life, health, performance etc and changes the employee s whole attitude towards work- frustrating, demotivating and frightening him/her which in the long run damages the organization and the employee both. This paper will briefly examine the various stress-management†¦show more content†¦7. Career Development a) Status conflicts b) Obsolescence of skill c) Mid-career stage Consequences of Stress 1. On the Individual: a. Physical Aliments e.g. headache, insomnia and heart problems b. Mental e.g. anxiety, lack of clear thinking, loneliness c. Behavioral e.g. excessive smoking, drinking, withdrawal from relationships 2. On the Organization: Low productivity, poor quality, absenteeism, low job satisfaction, accident proneness and poor interpersonal communication. Indian Methods of managing Stress Indian philosophy consisting of Upanishadas, Vedanta, etc, is very helpful in winning stress. Dr. Satish Chandra Pandey (8m Journal, JIMS April-June 1997) has given some valid points on managing stress, some of which are as follows- 1. Develop training programs for executives and other staff members for their total personality development based on Indian values, so that they can develop their own strategies for coping with their organizational environment/stressors. 2. Each organization must develop its own management philosophy based on Indian values and educate its employees about that philosophy to motivate them for achieving excellence in different areas. 3. Organizations must know that reducing organizational stress is as important as motivating employees. Both the process is complementary to each other: they are not replacements. Stress Management Techniques There are numerous techniques that experts recommend for relieving theShow MoreRelatedStress And The Stress Management1474 Words   |  6 PagesThe definition of Stress, its history and how to manage Stress is a daily conversation word as the world is becoming more challenging and difficult to live. It is very important to understand, and know how to manage it on a daily basis especially on our workplace. This essay will be broken into four parts firstly it is going to discuss about the contrast and similarity in the definition of stress between Engineering and Selye’s approach. Then it is going to critically evaluate the General AdaptationRead MoreHow Stress And Stress Management1319 Words   |  6 Pagesin which we have studied during the weeks of nine through eleven. I have selected to explore Stress and Stress Management more in depth. In this assignment I will explain what made me want to know more about it. I plan on telling you what you should know about Stress and Stress Management. Lastly, I will discuss how Stress and Stress Management relate to success in my personal and professional life. Stress can be defined as the nonspecific response of the body to any dem and made on it (Lamberton Read MoreStress Management3984 Words   |  16 Pagesthat the incidence of work-related stress increased dramatically in Australian organisations during the 1990s and early 2000s? Should employers be made responsible for dealing with the negative effects of work- related stress on their employees? If so how could they do this? Prepared for: Nick Foster Udam Wickremaratne 10571359 Occupational stress is a major news item, which has captured numerous headlines across the industrialized world and rightly so. Stress is reported to cost employers US$120Read MoreEssay on Stress and Stress Management1494 Words   |  6 Pages Stress and stress management: What is stress and how to manage it ? Stress is defined as a force that tends to strain or deform (b) mental emotional or physical tension, strain or distress-(v) to put emphasis on (c ) to subject to strain or pressure. Stress is a unwanted feeling of emotions and physiological arousal that some experience in certain situations. Stress can mean different things to various people. People have said; â€Å"That stress can causeRead MoreA Short Note On Stress Management And Stress Essay998 Words   |  4 PagesStania Tavil Dr. Diane D. Ashe Psychology 2012 October 15, 2016 Stress Management In everyday life, people have to deal with some good moments and some difficulties. They can be helpful and also destructive. Life Comes down to several characteristic as:/ joy, love, sadness, crying etc. There are many phenomena that appear and seem good and a little weird too sometimes. They can be: physical, moral, social, economic, psychological, natural disaster, or failing to achieve. Everyone wants to be happyRead MoreThe Effects Of Stress And Nutrition On Stress Management1852 Words   |  8 Pages Over the recent decades the emerging importance that nutrition has on stress management in college students along with others has become a controversial topic all across different Universities and Public Institutions. Hence, for years, society has suspected that stress and nutrition are linked and now after so many years, scientific research has found evidence to support this connection. In an article by Fysekidis Kouacou (2015), research suggest to help explain this link and, as more individualsRead MoreStress Management Essay1436 Words   |  6 PagesStress Stress is normal. It happens to everyone, and affects everyone differently. It is a feeling of being overwhelmed for handling things you aren’t used to. Stress is also known as a response or something that changes in the body caused by emotions, social, physical, or economical issues which can cause tension mentally and physically. It can be caused by external or internal situations. What’s known as the â€Å"fight or flight† response, is initiated when an individual becomes stressed. It is theRead More The Management of Stress Essay1447 Words   |  6 Pagesnot the answer I’m looking for. The correct answer is stress. Everyone has stress in his or her life at one point or another. It’s one of many inevitable parts of life. Whether it’s busting out a research paper for Psychology at the last minute, expecting your first child to be born, to making sure you’re up in time to catch the Saturday morning cartoons, it’s clearly evid ent that everyone goes through stress. The real question is, how is stress handled in our society? A person is defined by how theyRead MoreEssay on Stress Management649 Words   |  3 PagesStress Management Responses to stressors present different impacts on each individual. Stressors have a physical and psychological effect on people although some people seem to be much less effected by stress being able to withstand high levels of stress almost as if there daily lives depend on it. Even though it is accepted stress is with us from are waking moment to the minute we sleep, almost all individuals through time suffer physical or psychological illness. IndividualRead MoreStress Management Plan1516 Words   |  7 PagesStress Management Plan When I was gathering resources for my first stress portfolio, one picture left a deep impression. It says: â€Å"there are only two times I feel stress: day and night.† Yes, stress exists along with our whole life; it may seem that there is nothing that we can do about stress. The homework and exams will keep coming, there is endless study and work in the day, and our career and family responsibilities will always be demanding. However, the good news is that stress can be managed

Tension Between The Establishment Clause And The Free...

1. Explain the tension between the establishment clause and the free exercise clause of the First amendment. Support your explanation with at least one example. First we must understand the purpose of each of these clauses of the First Amendment. A common misunderstanding of the Establishment Clause is that it safeguards individual rights. In reality the purpose of the Establishment Clause is to limit the government’s power in respect to legislating on matters that deals with respecting an establishment of religion.. The Free Exercise Clause has only a sole purpose, the safeguarding of individual rights, specifically related to religion. For all practical purposes there is no â€Å"tension† between these two clauses. The Supreme Court has established that both clauses are independent in their purpose and that neither one is more important than the other Conflict is not possible, for each clause in its own way was a negative on powers that might have been implied from the original Constitution. Two negatives cannot conflict. The religious rights of individuals and the ordering of relations between government and religion –while complementary, not contradictory-are altogether different enterprises. There are several historical court cases involving Jehovah s Witnesses and their rights related to the First Amendment and its multiple clauses. In 1943 West Virginia State Board of Education v. Barnette overturned another landmark case, Minersville School District v. GobitisShow MoreRelatedEssay on Religion in Public Schools 1442 Words   |  6 Pagesfact that there are two clauses dealing with religion in the First Amendment (Warnick, 2012). 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The essay then continues to investigate the faith of the founding fathers and their claims of faith, and the presence of religion in the ConstitutionalRead More Amendments to the Constitution Essay1290 Words   |  6 Pageswhirlwind of change in 1789 as people were experiencing freedom from the tyranny of England for the first time in their lives. Our country was being molded and formed into a great nation by the founding fathers. Expectations and rules had to be set to protect the rights of the minorities and majorities. Amendments to the Constitution were written to ensure equality for all in changing times. The First Amendment is one of the most recognized rights in the Bill of Rights. It is a basic right that seemsRead MoreEssay on The Occupy Movement1115 Words   |  5 Pagesgrowing income and wealth inequality in the U.S. between the wealthiest 1% and the rest of the population. The protests in New York City have sparked similar protests and movements around the world. 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It is theseRead More Thomas Jefferson Essay1185 Words   |  5 PagesJefferson studied law with Geo rge Wythe. quot;He watched with concern as tension grew between the American Colonies and Great Britain (Nardo 136)quot;. In 1765, Jefferson heard Patrick Henry give his famous speech against the Stamp Act, he saw it stir up the people. In 1767, Jefferson was admitted to the bar. He practiced law with great success until public service began taking all of his time. He divided his time between Williamsburg (college) and Shadwell. At Shadwell, he designed and supervisedRead MoreThe Relationship Between Gilbraltar and the United Kingdom Essay1260 Words   |  6 Pagesinto measures adopted regarding that Title, subject to the EU Council’s approval. The same would also apply in relation to the Schengen Protocol, so Gibraltar is only bound by such measures that the UK has opted into in respect of Gibraltar and can exercise frontier controls on people wishing to enter Gibraltar. It is furthermore, bound by the Protocol dealing with the UK’s non-participation in the third sta ge of economic and monetary union. â€Å"†¦By virtue of Article 28 of the Act [of accession of theRead MoreEssay on Future of Educational Finance4100 Words   |  17 Pageslitigation and court rulings dictating educational decisions. In his work regarding educational trends, Kenneth Stevenson (2010) stated, â€Å"a continuing recession, escalating political polarization, rising racial/ethnic tensions, a growing national debt, and a widening divide between the haves and the have nots portend a future fraught with unprecedented challenges to and clashes over the form and substance of public education in America† (p.1). Analysis of the Lemon Test The Lemon Test was createdRead MoreShould Religion Be Allowed? Essay1961 Words   |  8 Pagesneed to continue to strive to be free of religious bias. Historical background One large reason the church was separated from state was that Thomas Jefferson stated that it was a Christian’s job to â€Å"maintain purity and independence of church†, therefore state and church should be separated(Witte, 2006). This separation also influenced the First Amendment, which â€Å"guarantees religious freedom, expression, assembly, and the right to petition† (First Amendment, n.d.). This forbids Congress advocatingRead MoreEssay about Public Display of Religious Garments3102 Words   |  13 Pagesexceptions. Religious expression must be regarded behind the interests of national security and individual safety. Soldiers in the military must understand that there are certain priorities such as unit cohesion, safety and uniformity that must come first when facing conflict in different environments. The freedom to express one’s religion and tradition through dress is not a universal right and is subject to relativism depending on the pr esent situation and perspective. The Universal Declaration

Private Banking

Question: Write a report on thecredit suisse. Answer: Introduction Background of Credit Suisse Credit Suisse Group is one of the Swiss multinational financial services Holding Companies. It is headquartered at Zurich and aims at operating Credit Suisse Group as well as other financial services at the same time (Weygandt, Kimmel and Kieso 2012). This particular bank organized in way of Stock Corporation in four divisions like investment banking, private banking as well as Asset management and Shared services Group. It indulges in providing marketing as well as support in major three divisions. Credit Suisse Group pledges guilt in felony as well as reaches numerous legal settlements in United State Securities and Exchange Commission at the same time (Shim, Siegel and Shim 2012). Asset under Management of Bank of Singapore Credit Suisse asset under management rises to US $ 2.4 trillion in the year 2014. It is strong analysis with 30% growth level in the near future. As far as robust growth is concerned, it derives largely from positive asset flows that arise from Asia growth dynamism for future analysis purpose (Kapil 2011). Credit Suisse looks for growth opportunities in way of structural trends for potential transformation in case of asset management industry in an overall manner. Asia long-term economic aspects underpins by rise of urbanization as well as policy-led reforms and increased financial integration. This particular bank ensures wealth accumulation as well as leads towards great demand for gaining investment solutions. Asia economic development continues for attracting international investors in the most appropriate way. It is essential for check on investors risk return expectations for future evaluation in desired form (Horngren, Harrison and Oliver 2012). Low-yield environment contribut e in increased popularity in case of multi-asset as well as oriented strategies in an effective way. Investors demand is cost-effective in nature as well as diversified portfolios offering portfolios returns. Credit Suisse geographic mixes for increased risks company. It varies appetites in case of capital market activities for raising risks in more than one bank. It takes out attention in funding structure in higher interest for future analysis purpose. It possesses great challenges in relation with Basel III capital deductions at the same time. Credit Suisse expands cross-border transactions for larger exposure. It indulges lower share of loans in case of banking markets for higher risks in Singapore. It lowers exposure in country-related risks in comparison with other Swiss giants in the most appropriate way (Cohen 2012). It reduces volatility as resulted in growth of passive investments as well as smart beta portfolios. Financial technology emerges potential ways for client enha ncement interface as well as investment decisions. It disrupts unleashed new entrants in way of superior business models at the same time (Shim, Siegel and Shim 2012). Operations, focus and geographical presence of Credit Suisse Credit Suisse flourishes as a finance centre as international repute in the servicing in domestic economy in Asia-pacific region (Greene 2012). Banking industry plays a key player in country financial markets segment as well as strongest in the world. Private Banking is considered as specialized banking services that cater towards wealthy individuals as well as families. Private bankers helps clients in manages wealth by providing advices as well as customized services at the same time. It enhances investment profiles as well as financial objectives in the most appropriate way. It dedicates Asian Management Team and offers Credit Suisse with investment advice, lending, insurance as well as wealth structuring and estate trust planning at the same time. It requires active participation for day-to-day management of wealth as well as empowering team of financial specialists for pre-agreed objectives. This service creates individuals for seeking investing minimum of US $2 million (Shim, S iegel and Shim 2012). Global private banking industry Liberation of banking sector- In the year 1999, MAS launched five-year liberalization package in strengthening banking system as well as improving Singapore reputation for international financial centre (Fischer 2011). These measures issuing new category or full banking licenses called Qualifying Full Bank (QFB) licenses to foreign banks. It increases restricted banks as well as gives offshore banks in greater flexibility in Singapore Dollar wholesale business. It sets out ways in improving corporate governance practices for future analysis services. purpose. It takes forty percent foreign shareholding limit in case of local banks for lifting purpose. Liberation began in the year 2001 in case of restricted banks at the time of re-classification in the wholesale banks for improving competitiveness in retail banking. It gives privileges in establishing locations and debt structuring and special account. Qualifying offshore banks requires in prioritizing upgrading in wholesale banking s tatus. It indulges in consolidation of local banks for positive stabilization as well as playing pivotal role in the near future. It requires providing resilience as well as stability in the banking system at the time of financial crisis (Edmonds, McNair and Olds 2013). Market share of Credit Suisse Figure: Market share of Credit Suisse (Source: Shim, Siegel and Shim 2012) Main features of the market Regulatory and compliance framework (Privacy, Secrecy and Discretion) Credit Suisse provides certain legal framework in case of banking supervision in Singapore. In the section 7, ordinance mainly provides principal function in the monetary authority for promotion of general stability as well as effective working of banking system as a whole. It requires seeking establishment of regulatory framework in alignment with international standards (Davies and Crawford 2012). It is advisable for case of Banking Supervision by Basel Committee. The main objective is to desire certain prudential supervisory system. It engages in preservation of general stability as well as effectual operational of bank system at the similar time. It helps in on condition that enough elasticity in case of official institutions in undertaking profitable decisions in an overall manner. Financial features of private banks Credit Suisse is one of the leading global private banks as well as wealth manager in relation with distinctive investment in banking capabilities as a whole. Its main strategy is to build Credit Suisse as core financial strengths. It leads in global wealth manager in specialist investment banking capabilities for strong presence in home market in Switzerland. Credit Suisse undertakes balanced approach in capturing wealth management opportunities in emerging markets in Asia Pacific region. It serves as key developed markets with special emphasis in Switzerland (Brown and Lanier 2012). Privacy of Credit Suisse Credit Suisse commits in maintaining privacy of current as well as former and prospective customer. This company recognizes entrusted personal information as well as protecting responsibilities in safeguarding information. This company collects information from annual reports as well as offers services as offered by Credit Suisse. It records telephone calls in relation with legal as well as regulatory obligations in case of Credit Suisse. Credit rating agency in Moody Investors services for differences in and around Singapore. Credit Suisse provides privacy and secrecy in credit ratings for future analysis purpose. It exhibits tough monetary basics named as healthy asset excellence as well as high-quality assets adequacy level and strong funding for liquidity profile in the majority appropriate way. It results in baseline credit assessments in global forms (Cohen 2011). Secrecy of Credit Suisse Credit Suisse expands cross-border transactions for larger exposure. It indulges lower share of loans in case of banking markets for higher risks. It lowers exposure in country-related risks in comparison with other Swiss giants in the most appropriate way (Cohen 2012). Credit Suisse introduces great challenges in capital adequacy in upcoming years. It faces large deductions in the CETI capital in the investment for Great Eastern in small deductions. Basel III rules are adopted in Singapore banks in case of non-consolidated insurance subsidiaries (Scott 2012). Discretion of Credit Suisse Capital Market Activities- These exhibits low appetite in case of capital market activities. Credit Suisse has higher market share in case of trading gains as well as earnings per share as far as possible (Weygandt, Kimmel and Kieso 2012). Credit Suisse has higher interest rates as well as posses greater positive effect in earnings per share. It owes towards higher share in low-yielding customer deposits in the most appropriate way. It reports bank profiles in dependent of variables financial performance in the insurance arm for Great Eastern Holdings (Shim, Siegel and Shim 2012). It ensures volatility attributes in case of higher rates in positive financial performance of Great Eastern. It mainly ensures life insurance low-risk strategy in association with degree of volatility for future analysis purpose. It indulges in complex accounting rules in case of insurance segments ranging from 5 to 32 per cent in the last quarters (Choudhry 2011). Financial objectives Credit Suisse increases income before taxes in Asia Pacific with 2.1 billion in the upcoming years 2018 Credit Suisse aims at increasing income before taxes in International wealth management with 2.1 billion in the year 2018 Credit Suisse aims at growing income before taxes in case of Swiss Universal Bank with 2.3 billion in the year 2018 Credit Suisse expects reduced absolute cost base from cost savings measures at the same time. It achieves gross cost savings in combination of optimization in making business a profitable one in an effective way. It involves in cost reduction measures in taking growth initiatives in Asia Pacific in case of International wealth management in the most appropriate way (Weygandt, Kimmel and Kieso 2012). Financial Ratios of Credit Suisse Employee turnover rates Annual employee turnover rate is considered as total separations in average number of employees. It is the combination of voluntary as well as involuntary terminations in terms of retirements, resignations and layoffs. Turnover rates mainly affect profitability as well as staff morale for future analysis purpose. It is essential for the company in redesigning human resource planning process for keeping high turnover rates in relation with industry average. P/E ratio Profit Earnings ratio of Credit Suisse in case of share price and per share earnings at the same time. It calculates current stock of Credit Suisse as well as dividing earnings per share. Credit Suisse 2015 2016 2017 2018 P/E ratio 20.42 27.23 8.89 6.38 Figure: P/E ratio of Credit Suisse Source: Cost to income Credit Suisse 2015 2016 2017 2018 Cost to income - 70.3 226.0 92.8 Products and services on offer Credit Suisse offers broad variety of confidential banking as well as prosperity management solution to client in Swiss Universal bank. Structured Advisory Process- Credit Suisse applies structured approach in understanding client needs as well as personal situation and product knowledge. It engages in solving investment objectives as well as comprehensive analysis for viewing at the financial analysis situation for defining individual client risk profiles. It defines client investment strategy in desired form (Needles and Powers 2012). Customer section exact worth proposition- Credit Suisse offers broad variety of prosperity organization solution in providing modified specified customer segments. It indulges in separate value propositions in integrated bank by client offerings. It ensures close collaboration in case of investment banking business in customized innovative solutions to potential clients. It offers complex solutions to the sophisticated clients. Credit Suisse offers wide range of private as well as business prosperity organization needs enhancing series preparation, monetary preparation and tax advisory armed forces in the most appropriate way (Bonham 2013). Comprehensive investment services- Credit Suisse offers comprehensive variety of asset recommendation as well as optional asset organization services. It is based winning outcome in providing structured advisory process as well as guidelines in investment solutions as well as products group in Credit Suisse investment committee (Barrow 2011). Credit Suisse advises in analysis for recommended research as well as investment strategy teams. Investment advisers of Credit Suisse cover wide range of services especially from portfolio in advising individual investment. It offers client portfolio on matters relating to managing investment products in desired form. Multi-shore platform- Credit Suisse engages in global operations comprising of 14 global book center in alignment of operation in Switzerland. It offers clients with booking capabilities in local as well as international level in the desired form. Multi-shore offerings designs innovative ways in serving clients that focuses on geographical risk diversification and multiple domiciles at the same time. It requires seeking global execution services for interested range of products in the near future (Deegan and Unerman 2011). Investment and banking financial solutions- Equity underwriting in capital markets for originating in Initial Public Offering and convertible stock issues. It renders advisory services like Mergers and Acquisitions as well as restructuring and corporate sales in an effective way (Weygandt, Kimmel and Kieso 2012). Rigid profits- Acknowledgment goods offers wide variety of set profits products as well as instrument to potential customers in and crossways asset grades Past in addition to future strategy Credit Suisse has the ambition in positioning as one of the bank of entrepreneurs in banking sector. They aim at providing corporate and institutional clients with financial solutions in the near future. International prosperity organization offer complete recommendation as well as wide range of monetary solution to business as well as private clients in the most appropriate way (Freeman 2011). Benefit organization commerce offers certain asset solution as well as navy in global basis. It is for broad variety of customers including government, foundations as well as corporation and persons in alignment with confidential bank business. Financial capability engage in enhancing towards diversified range of benefit program by focusing on customary as well as substitute strategy at the same time Credit Suisse makes plans in undertaking certain noteworthy transactions in the year 2015 as reflected in diversification of franchisee in and across countries for client base. Strategic Unit crea tes facilitation for immediate right size of business divisions in case of Credit Suisse. It engages in capital perspective as well as include outstanding portfolio in non-strategic unit for transferring supplementary exposure in the industry divisions as a whole. The focus of Strategic Resolution Unit requires proper rapid growth in capital as well as costs for reduced Group performance in the near future (Glautier, Morris and Underdown 2011). Benefit Management Offerings includes customary innovative goods as multi-asset class solutions. It provides clients with innovative strategies as well as comprehensive management in and across asset class in optimization of client portfolios with specialized services at the same time. Credit Suisse offers group of fixed profits as well as fairness and real land money for business solution. It access towards broad diversity of benefit classes in the most commercial ways. It should try in engaging in debt capital market and initiates in underw riting corporate as well as sovereign debt in an overall manner. It indulges in compliance as well as risk culture in way of new strategies for future analysis purpose. Technology-driven innovation disrupts ways for several areas in banking as well as focuses on retail segment for slow graduation of activities in the near future. It ensures attainment of success in business and adherence towards strict compliance programs for future analysis purpose. It requires encouraging mindset of entrepreneurs for attainment of integrating practices in the near future. Innovation in compliance as well as risk management areas is crucial in nature that needs proper attention as far as possible (Scott 2011). Background information Economical, Political and Historical Credit Suisse faces external environmental factors for future analysis purpose. It includes factors like sound economic, political, and environmental factors in way of conducive legal as well as tax policies (Weygandt, Kimmel and Kieso 2012). It leads standing for integrity for severe enforcement in alongside crime. It leads to currency laundering activities as contribute in Singapore rank in form of global Finance Centre. It is the third main in Asia just following Japan as well as Hong Kong. Here are total 117 overseas banks as well as 6 restricted banks that mainly aim at dominating banking scene in the near future. It leads to various factors leading towards attainment of success of banking industry in Bank of Singapore. It includes: It mainly leads to liberalization as per domestic markets It includes local banks strengthening regional presence in form of mergers as well as acquisitions. It leads to expansion of foreign banks and considers as global platform. Increased competiveness helps in growth opportunities of concerned banking industry It indulges in increased competition as spurred in developing innovative products as well as competitive pricing models It indulges in provision for complicated banking services like business as well as asset banking activities It ensures severe banking confidentiality laws, tax-welcoming policy as well as matching set of wealth management. Swiss giants like Credit Suisse as well as UBS AG in expanding private-banking operation within Singapore in catering original insist from Asian as well as Europeans (Kester 2012). It recognizes ways as well as caters wants of diminutive and intermediate enterprise for comprising extensive bank markets within Singapore (Weygandt, Kimmel and Kieso 2012). Conclusion From the above study, it is easy to gather relevant facts regarding Credit Suisse and its financial services to potential clients as a whole. This report is prepared from gathering information from annual report of Credit Suisse. It gives comprehensive management of Credit Suisse corporation structure, corporate governance as well as payment practices and reserves danger frameworks for future analysis purpose. From the reaction addressed from 2015 results, Credit Suisse faces several unfavorable reactions from current market condition as well as financial analysts at the same time. As per the new strategy, Credit Suisse changes predominantly for implementation of actins that is offered by banks in the upcoming years. It is noticed that Credit Suisse as well as reflection of three important elements like cultural and historical heritage tailor strategies. Goodwill impairment charges ways for taking fourth quarter in implementation of new strategies as a whole. It undertakes high compe titive environment for viewing at the unique capabilities in individual client segment at the same time. Credit Suisse is the first bank for introduction of innovation focused think-tank in the year 2012. It focuses on Digital private banking in the year 2013. It continues in rolling ways for client offerings in quality improvement in the most appropriate way. Reference List Barrow, C. (2011).Practical financial management. London: Kogan Page. Bonham, M. (2013).International GAAP 2013. Chichester, West Sussex, England: Wiley. Brown, J. and Lanier, J. (2012).Two private banking partnerships. New York: Arno Press. Choudhry, M. (2011).An introduction to banking. Chichester, U.K.: John Wiley Sons. Cohen, E. (2011).Athenian economy and society. Princeton, NJ: Princeton University Press. Cohen, E. (2012).Athenian economy and society. Princeton, NJ: Princeton University Press. Davies, T. and Crawford, I. (2012).Financial accounting. Harlow, England: Pearson. Deegan, C. and Unerman, J. (2011).Financial accounting theory. Maidenhead, Berkshire: McGraw Hill Education. Edmonds, T., McNair, F. and Olds, P. (2013).Fundamental financial accounting concepts. New York, NY: McGraw-Hill/Irwin. Fischer, J. (2011).Banking basics. Broomall, Pa.: Mason Crest Publishers. Freeman, R. (2011).Governmental and nonprofit accounting. Boston: Prentice Hall. Glautier, M., Morris, D. and Underdown, B. (2011).Accounting. Harlow, England: Financial Times/Prentice Hall/Pearson. Greene, W. (2012).Mutual banking. West Brookfield, Mass.: O.S. Cooke Co. Horngren, C., Harrison, W. and Oliver, M. (2012).Financial managerial accounting. Upper Saddle River, N.J.: Pearson Prentice Hall. Kapil, S. (2011).Financial management. Noida, India: Pearson. Kester, R. (2012).Accounting theory and practice. New York: Ronald Press Co. Needles, B. and Powers, M. (2012).Financial accounting. Mason, OH: South-Western Cengage Learning. Scott, W. (2011).Financial accounting theory. Toronto, Ont.: Pearson Canada. Scott, W. (2012).Financial accounting theory. Toronto: Pearson Prentice Hall. Shim, J., Siegel, J. and Shim, J. (2012).Financial accounting. New York: McGraw-Hill. Weygandt, J., Kimmel, P. and Kieso, D. (2012).Financial and managerial accounting. Hoboken NJ: John Wiley Sons Inc. Weygandt, J., Kimmel, P. and Kieso, D. (2013).Financial accounting. Hoboken, NJ: Wiley. Whittington, O. and Delaney, P. (2011).Wiley CPA Exam Review 2012, Financial Accounting and Reporting. Hoboken: Wiley. Williams, J. (2012).Financial accounting. New York: McGraw-Hill/Irwin.

George Wilhelm Friedrich Hegel Essay Example For Students

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